Budget plan

2012-2013 Intern 33-34: -200K, +25K (-11K, 4K), +10K (invest in stock or farm?)
2013-2014 CA1  34-35:  +30K-> purchase $150K apt (maintenance + property tax + interest + mortgage                    $1000 + renovations $30K)
2014-2015 CA2  35-36:  +20K
2015-2016 CA3  36 -37: +40K
2016-2017 F/W   37-38:  + 320K->sell $200K or rent out $1.3K/month

Student loans:

1. Plus loans: 7.9% interest
2. Direct loan: 6.8% interest?

Payment plans:

1. Extended repayment: 25yrs
2. extended graduate
3. income based
4. income contingent

Monthly expenses:

1. rent/mortgage
2. utilities
3. transport
4. groceries
5. entertainment/dining out
6. health
7. books/educational material
8. investment?

monthly salary

contact 877-557-2575, fsa.help.ed.gov

www.loanconsolidation.ed.gov